WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Legit all the way, touched on and everything. What are Your Rights as a Credit Card Holder? You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. It's shit like this which makes me happy and proud I have never used Myki in my life. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . 0000002429 00000 n As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. A non-centralised database/processing unit. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. 178 39 If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). EDIT; The card that I want to transfer FROM was lost and it was de-activated. But yeah, a fair bit that is just backwards. 0000004886 00000 n . The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. You can only have your Mobile myki active on one device at a time. Top up your myki I want to transfer the $19.90 to the card with $6.54 on it. For more information see Google Help and Support. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. What are the best business credit cards for cash back? The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. The reason for that is because low interest rates for transfers are made to attract new customers. 0000118233 00000 n Transferring a credit card balance is relatively easy, but you need to follow a few steps. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Get up to 5% cashback in rotating and newly added everyday categories. Mobile myki is different to an existing myki card. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Music:. Your card provider holds the right to approve or deny your request for a balance transfer. Contact us to request the transfer. Auto-load is the same as auto top up. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. By phoning 1800 800 007. 0000003801 00000 n What are the best Ways to Start Travel Hacking? endobj If NFC is shown and you can turn it on or off, you have NFC. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. 0000005348 00000 n For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. You need to apply for a balance transfer. How long does it take to process a balance transfer from another company? The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Choose your top up value and minimum balance. After all, I was going to pay more money as opposed to the concession rate. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. If the card is unregistered you cannot recover the myki money. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Your myki money or pass can then be transferred to a new smartcard. hbbf`b``30 ap I have had a myki card virtually since the start date. Your balance is protected from the time you tell us your myki is lost or stolen. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. What is the best cash advance credit card? Meticulous in his research, he provides accurate and up-to-date information. To replace your myki online, you must be requesting the same fare concession type as your original myki. You can read the Terms of Service online. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . How Many Credit Cards Should a College Student Have? From the Transfer Funds To drop-down, select the credit card that will received the balance. If you have a Mastercard or VISA card you can get and top up a Mobile myki. endobj They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Choose a card from the list or search by location or card name. Select the 'Activate' option. However, it may take up to 21 days in some cases. Step 4: Analyze Your Top Picks. This question is about Synchrony Bank Credit Cards. Yes. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? So I had a mobile MyKi with around $6.xx balance on it. 0000001429 00000 n If you register your myki, you can set Auto Top Upand manage your myki. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). -- Lee Huffman, credit card expert at BaldThoughts.com. Credit cards may set a minimum balance transfer fee of $5 or $10. You'll need to know the account number for your existing balance and how much you want to transfer. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. What is the glossary of common credit card terms? The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Because the whole thing is fucked. 1. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. 0000011139 00000 n If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. endobj <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Start the process by listing out your current credit cards, writing down each . Myki card Myki card child pages. The unused money remains on the card, losing value as fares increase over the years. They earn interest on it. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. 0000005171 00000 n Wallethub doesnt charge for this service. What a frikkin waste of money! To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Then I begrudgingly bought a new Myki card. 0000001076 00000 n Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Why is it impossible to transfer money online between different Myki cards? No, you cannot transfer a balance from one Synchrony Bank credit card to another. You'll need your 15-digit myki number to register. These are the eight most commonly purchased myki Passes. PTV does not have any access to any information within the Google Wallet app. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Editorial and user-generated content is not provided, reviewed or endorsed by any company. I called, they told me it couldn't be done and that I would need to fill out a form. 0000002823 00000 n As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Mobile myki will now be reactivated on your phone, with your account details the same as before. From the pop-up options, select 'Deactivate'. If you receive a check, you then need to forward it to your old card provider. xen0. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Simply allow 24 hours for travel and transactions to appear. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Only Mobile myki has the ability to charge you a fare via a myki device. Tap the Add button . I know there's nothing you can do. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Only time I had to was when my original myki was expiring. This is why I don't keep much money on transport cards. Save. 215 0 obj Check that NFC is enabled on your phone. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. The only way is to download a form, fill it out, post it in, and wait weeks. 0000004635 00000 n JavaScript must be enabled to use this site.We're sorry for any inconvenience. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Whats the Difference between Business vs. How are Banks Adapting to Meet New Needs Because of Coronavirus? WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. What are the best student credit cards for cash back? By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Apply for a traffic accident report; the PVT website says: "What to do with your myki when you leave Melbourne. A balance transfer can give you the flexibility to: Pay off high-interest balances Annual Fee: $0. Transfer registration. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. We're working to improve the messaging. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. 0000003206 00000 n Posting by mobile so you can find it yourself ;-). Do You Have to Be a Student to Get a Student Credit Card? I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. They could have at least have forms on their website to print and send. Your original go card will be cancelled immediately and cannot be used for further travel. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. It was in my wallet the whole time lol. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Keep in mind that credit utilization is also affected by individual card balances. But what if the amount is comparable to or less than the postage? What to Do If You Cant Get a Student Credit Card? To use, simply: top-up your card tap on at the start of your journey tap off at the end. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? You can request a new, free myki smartcard through your online account. A Mobile myki expires after two years. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? How does credit and credit cards work for students? If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. there's no excuse for this money-grubbing by the Myki corporation. Assume that your new card charges a 3% balance transfer fee. 216 0 obj Carrying that balance is costing you $1,000 a year in interest. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. In my experience touching on is quicker than validating a metcard. Let's say you have $4,000 in credit card debt and transfer that balance to a . 0000012144 00000 n They're talking bullshit. You can register online, via the PTV app or call 1800 800 007 and registration is instant. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Once you do, carrying out a balance transfer becomes rather straightforward. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. WalletHub Answers is a free service that helps consumers access financial information. New comments cannot be posted and votes cannot be cast. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Which I obviously don't have because it is lost. You can register your Mobile myki via Register your myki. For example, set your myki Money to top up with $50 when your balance reaches $10. The unused money does not sit in an account earning interest. The balance transferred when the old card expired. 8:35pm Feb 8, 2020. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> You can also update it there if youre not on the latest version. How Prepaid Cards Work & Why You might want one? I know it's not possible to do it online. 0000005511 00000 n 0000002274 00000 n No. damage that exceeds normal wear and tear. Here are some tips to save on fees and interest on a balance transfer. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. A refund for an international payment card cannot be processed by the PTV call centre. Student passes and concession cards cant be replaced online or over the phone. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. 0000000016 00000 n I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. 0000008137 00000 n Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Your Mobile myki expires after two years. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Here's where to find it: After logging in to your account, go to "Card Details.". 180 0 obj I was told that when I made a new card I would be able to transfer the money across. Refunds cannot be issued for less than $5.
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