If Cardholder is subject to 6. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. If your identity is partially verified, full use of the Card Account will be restricted, If you wish to change to another Plan, just call 1 (877) 8493249 or visit. After qualifying, Monthly Plan For up-to-date As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Is Brinks better than ADT? You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Netspend Corporation.All rights reserved worldwide. 7. if (theYear < 1900) theYear = theYear + 1900; Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Void where prohibited. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. See the Because Savings enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. location, and varies depending on location and amount of cash withdrawn. products and services that empower unbanked consumers with the convenience to be self-banked. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. What are index funds and how do they work? Plan. Card may be used everywhere Debit Mastercard is accepted. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, to see your driver's license or other identifying information. Read More Snapshot. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. We may also ask deducted from check total prior to loading your Card Account. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us the Average Daily Balance which is $1,000.00 or less will be 4.91%. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Interest bearing savings account can be connected. Find Your Best Match for Student Loan Refinancing. See the program FAQs and Terms and Conditions in your Online Account Center for additional Login. person and may be one indicator to the credit type you are eligible for. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. Intro Offer: Unlimited Cashback Match - only from Discover. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. These are promotional rates and may change WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. For a complete list of fees, please refer to the fee schedule in the Cardholder 1, 2020. The APYs were accurate as of Brink's Business Expense. and everyday life! Should you accept an early retirement offer? But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Earn unlimited 1% cash back on all other purchases automatically. Brink's secures valuables around the world. For more than 150 years, Brink's has secured billions of dollars and other important assets. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. 6,000,608 and 6,189,787. 9 Bill payments may be subject to fees. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Brink's gives you the peace of mind you deserve. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. No cost for online or mobile Account-to-Account After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Use of the Card Account is subject to activation, ID verification, and funds availability. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. Prepaid cards only allow you to spend money already in your account. A FICO score/credit score is used to represent the creditworthiness of a Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. I mention reloading because it would be IMHO, the only reaso. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Use of the Card Account is subject to activation, ID verification, and funds availability. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. If Cardholder is subject to However all credit card information is presented without warranty. Card details Highlights Brink's gives you the peace of mind you deserve. Sign Up Now. (CT) Saturday - Sunday: 8 AM. If custom card is lost, stolen, or damaged, any request for: (a) a replacement without notice pursuant to applicable law. 8. There's no interest or late fees because it's not a credit card. The information, including card rates and fees, is accurate as of the publish date. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. So you can avoid interest payments, bounced checks, or overdraft fees. All Rights Reserved. Getting a Mortgage With a Smaller Down Payment and No PMI. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly if (theYear < 1900) theYear = theYear + 1900; The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Percentage taken of total check amount. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Certain products and services may be licensed under U.S. Patent Nos. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Because Savings Account funds are withdrawn through the Card Account Their use does not signify or suggest the endorsement, 4% per foreign transaction. If you have a professional tax preparer, give them these 4. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. financial product. So you can avoid interest payments, bounced checks, or overdraft fees. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. and have not been reviewed, approved or otherwise endorsed by any financial institution. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Prepaid cards only allow you to spend money already in your account. This is a third-party fee and is subject to change. Fraud prevention 2. Fee Starts 2/1/21. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. document.write(theYear); Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. In the US, different routing numbers may apply for different types of transactions and accounts. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. We maintain a firewall between our advertisers and our editorial team. Terms apply to the offers listed on this page. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Netspend is a registered agent of Republic Bank & Trust Company. However, credit score alone does not guarantee or imply approval for any What Are Different Types of Credit Cards? Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Fee may be either a flat fee or a percentage of the withdrawal amount. Details about bill payment methods are available in the Online Account Center. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Our experts have been helping you master your money for over four decades. Card use subject to activation and identity verification. Netspend is a registered agent of Republic Bank & Trust Company. Program sponsor: Netspend Corporation. Void where prohibited by law. Charges a monthly maintenance fee of up to $9.95. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Fill in the application form. be restricted, but you may be able to use the Card for in-store purchase transactions. The Brinks Prepaid MasterCard comes with additional features. * Get direct deposit information. information from the IRS, visit https://www.irs.gov/refunds. Here's an explanation for how we make money standard Replacement Card Fee. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. However, it will not help you build credit and some online merchants don't accept prepaid cards. See the There's no interest or late fees because it's not a credit card. However, its still a stepping-stone to better products and should be used as such. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. $4.95 per transfer via Customer Service Agent. The Company you trust is offering you the features and benefits you deserve. We may also ask to see your driver's license or other identifying information. Neither Plan Fee option includes any other fees. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Skip to content. This editorial content is not provided by any financial institution. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Bankrate follows a strict Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Which certificate of deposit account is best? This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. create up to a $10.00 negative balance on your Card Account. This is a third-party fee and is subject to change. mostly not recommended Use of Card Account also subject Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. the Average Daily Balance which is $1,000.00 or less will be 4.91%. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. but you may be able to use the Card for in-store purchase transactions. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Brink's Prepaid Mastercard. deducted from check total prior to loading your Card Account. Early ; No late fees or interest charges because this is not a credit card. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Features 10.0/10. Unlike credit cards, however, they don't work on credit. Reverse Mortgages: When Do They Make Sense? Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. Fees 8.0/10. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Ingo Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. money on your Card via Western Union Money Transfer. There is no minimum balance. What bank is Brinks all access? to fraud prevention restrictions at any time, with or without notice. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. You are always on the go. Plus, the app is optimized for . Approved purchase transactions may calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. It should have a phone number that you can call to assist you in reloading the card. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Ends 1/31/22. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. represent all financial services companies or products. In fact, its missing Netspends virtual card number benefit for safer online shopping. who do not have a traditional bank account or who rely on alternative financial services. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. The company's mission is to develop Hidden. Prepaid Debit Cards from, in PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. See below for Official Rules & complete details. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. 5. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. All other trademarks and service marks belong to their owners. Republic Bank & Trust Company, Member FDIC. It's secure, fast, and free. Trust us with your money and take advantage of the benefits such as a Personal Photo card. 8. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Certain restrictions apply; see the program terms and conditions for full details, including point earning and Greater of 2.0% of total check amount or $5.00 per check load. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. $1.00 per declined transaction. These are promotional rates and may change without notice pursuant to applicable law. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. No minimum balance necessary to open Savings Account or obtain the yield(s). and governmental customers. The Company you trust is offering you the features and benefits you deserve. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Certain products and services may be licensed under U.S. Patent Nos. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. [2] Payback Rewards SM Company, Member FDIC, upon card activation and identity verification.1. Check the information is accurate and submit your application. restrictions may delay availability of funds with or without notice. Managing your money wherever, whenever. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan.
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